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1324 Avenue D
Katy, TX 77493
Phone: (281) 293-7744
Toll Free: (877) 263-0808
Fax: (281) 293-0003 |
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Frequently Asked Questions |
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- For answers to these questions or any other insurance questions, please call our office at (281) 293-7744.
- My loan amount is $150,000. Why does my insurance company insure my home for $175,000?
- What is the difference between actual cash value and replacement cost?
My homeowners policy contains coverage for scheduled items. What happens at the time of loss?
- Can I switch insurance companies during the policy year?
- My mortgage company has already paid the premium for my homeowners insurance. Do I have to stay with this company or can I switch companies?
- My home was recently broken into and I do not have sales receipts for the stolen items. What will the insurance company accept for proof of ownership?
- During a storm, a tree from my neighbors yard fell and destroyed my fence. Does my homeowners policy pay for the damage or does my neighbors?
- When renting an auto, should I purchase the additional insurance coverage offered by the rental agency?
- Are there any specific time limits for an insurance company to pay for collision or comprehensive claims?
- My auto was declared a total loss following an accident. Is my company required to give me the blue book value?
- Do I have to pay insurance premium after my auto is declared a total loss?
- Is my new auto covered if I cannot reach my agent until the next business day?
- Is my insurance company required to notify me of its decision to cancel my policy?
- Can I switch companies without paying a penalty?
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